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Glueca ATM-Klavaro Povas Signifi Problemon

Tempo: 2019-06-18

BRAND X / GETTY IMAGES

Glueca ATM-klavarilo povus esti fraŭdo por akiri vian monon.

In this (arts and) crafty con, thieves glue down certain ATM buttons — "enter," "cancel" and "clear" — to prevent you from completing a transaction after inserting a cash card and keying in a PIN. Frustrated, you leave the machine to report the problem and crooks move in to complete the withdrawal.

It works, say police, because many people don't realize that, on many ATMs, you can use the touchscreen as well as the physical buttons for the final steps of getting cash. That's how the crooks get your cash.

In machines with this feature, an on-sceen tab that says something like "press here" can be touched to complete a transaction instead of using the "enter" key.

Ĝis nun ĉi tiu gotka-kun-glueca skemo aperis nur en Kalifornio.

A similar ploy showed up last year in India. In that case, New Delhi police arrested a man who allegedly glued down keypad buttons and then used a screwdriver to release and push the stuck "enter" key while the victim walked off to report the jammed machine to bank officials.

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Krom gluo, aliaj senkulpaj hejmaj eroj estis enpremitaj de ATM-timigiloj:

· Napkins or plastic sheets. They're stuffed into the cash dispenser to block the release of money. From there on, the ruse is the same as with glue: When you go to seek help, thieves dislodge the block and pull out the cash.

· Camera film or aluminum foil. It's slipped into the card slot to trap your card inside the machine. After you leave to get help retrieving your card, the crooks use basic tools to remove the trap and grab the card.

Frapita Klavaj Komputiloj kontraŭ Skimmers

So if keypad buttons are stuck, see if you can complete your withdrawal using the touchscreen feature. If you can't, or cash doesn't dispense or your card is trapped inside after you've entered your PIN, try not to step away from the ATM. If you have a cellphone, take it out and call your bank from the ATM.

Despite low-tech tricks like these, electronic devices known as skimmers remain the go-to method for en masse ATM theft. Skimmers, which can be purchased online, are placed over the ATM's card slot to scan information encoded in the magnetic strip of debit cards.

La aparatoj povas kapti datumojn de centoj da kartoj antaŭ ol skamistoj reprenas ilin kaj uzas la datumojn por fari duplikatajn kartojn. Intertempe, miniaturaj spionkameraoj lokitaj ĉe la ATM registris la fingrajn strekojn de kartposedantoj enirantaj PIN. La ŝtelistoj nun havas ĉion, kion ili bezonas por fari multan monon.

Eĉ sen PIN, duplikataj Visa aŭ MasterCard-debetkartoj povas esti uzataj por fari interretajn aĉetojn.

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Most ATMs have a flashing or steady light at the card slot. If you don't see that, it could indicate that a skimmer's been attached. (But keep in mind that some older ATMs don't have those lights.)

Another precaution is to wiggle the card slot before inserting your card. If it's not securely attached or has a different color from the rest of the ATM, use another machine. (And always cover the keypad as you enter your PIN, because a spy camera may be watching.)

Even if you're unaware of problems when you use an ATM, you should always carefully review your bank statements as soon as you get them to detect any fraudulent withdrawals, as skimming scams often go undetected until accounts are drained.